How It Works

Apply Online

Getting cash advance with payday loans has now become quite easy with instant approval by online payday lenders. Cash advance with OneHourPaydayLoansHub is designed to provide easy cash solutions to the borrowers with secured payday application online. The online application is very simple and could be completed in a couple of minutes.

Instant Approval Status

Fill the online loan application here and submit it. The rest will be done by us for you. The secured information you send will be matched with the prominent online lenders associated with us in our payday lenders network. After loan approval you will be provided with pre-qualified loan offer within minutes. Mostly no faxing is required to complete the payday process as the entire procedure is online. And your application will be approved instantly.

Go Through the Agreement

Once your loan application is matched and approved with lending criteria of the lender, carefully go through the loan agreement, the terms of the loan, the loan amount, rate, and repayment schedule. Accept the agreement terms with e-signature only if you are satisfied with the terms and conditions. Else you may quit the loan processing at any time.

Receive Cash in Your Account

After you sign the agreement, the loan amount will be transferred into your bank account by the lender.  The cash will be wired either the same day or on the next business day.

Repay the Loan in Time

Please repay the payday cash advance in time to avoid extra fee. The loan amount along with the fees will be automatically deducted from your bank account on the scheduled repayment day.

Criteria to Apply Payday Loans

  • US citizenship
  • Stable Job
  • Age above 18 Years
  • Minimum income of $800 per month
  • Bank Account
  • Valid Email Address


We are associated with several lenders in our payday network.  We match your application with the lenders through online management system. In case your application does not meet the lender’s criteria, the application will be sent to other lenders to get the loan approval.